Mortgage Services
First Time Buyers
Buying your first home is a significant step, and choosing the right mortgage lender is crucial for a smooth experience. As specialists in this area, we offer a comprehensive and professional service tailored to your individual needs, ensuring you get the best possible mortgage deal.
We'd be happy to discuss your requirements and how we can support you in achieving your homeownership goals.
Moving Home
Buying and selling a property can be stressful. Let us help ease the process of purchasing your new home by finding the right mortgage rate for you.
Remortgages
If your current mortgage deal is nearing its end, you have the opportunity to explore new options. Staying with your current lender isn't mandatory, and they might not be offering you the best deal available.
We'd be happy to discuss the various options that could be available to you, regardless of your circumstances.
Debt Consolidation
Debt consolidation can be a smart strategy to reduce your monthly payments. By remortgaging your home, you can often secure a lower interest rate than you're currently paying on credit cards or personal loans. The funds from your new mortgage can then be used to pay off your existing debts, potentially saving you money each month.
If you'd like to explore whether debt consolidation is right for you, please contact us for more information.
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Self-Employed - Contractor
Securing a mortgage can be more challenging for self-employed individuals due to fluctuating income. Lenders typically require evidence of stable income over a period of time. Our comprehensive and professional service is designed to help you find a mortgage deal that suits your specific needs.
Buy-to-Let Mortgages
Buy-to-let mortgages offer a fantastic opportunity to build a property portfolio and generate a secondary income stream. This long-term investment strategy can be particularly valuable for those planning for retirement.
While buy-to-let can provide excellent returns, it's crucial to approach it with a long-term mindset and realistic expectations.
If you're interested in exploring buy-to-let opportunities and finding the best mortgage for your investment, please contact us. We're here to help.
Adverse Credit
Securing a mortgage with a less-than-perfect credit history can be challenging. We understand this and specialise in helping individuals with impaired credit find suitable home loan options.
Let us explore the possibilities available to you and provide you with information on lenders who cater specifically to your needs.
This is just a selection of the Mortgages that Campbell Mortgage Solutions can provide, based in Kilmarnock and serving a client base across Scotland. Please get in touch if you would like to discuss your options.
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